MontenegroMontenegro is a beautiful country in eastern Europe with beautiful mountains, lakes, canyons and seas in the coastline of adriatic sea. Montenegro offers a wide range of investment opportunities in the field of tourism, construction and real estate development. Under foreign investment law, foreigners are free to start a local company and distribute its profits. Tourism, Construction and Real estate are great investment options in Montenegro. Free trade zones setup by Government, exempt business from custom duties and other taxes. The country has low tax rates and the currency is Euro. Montenegro flat personal and corporate tax rates of 9%.
Montenegro to join European Union and Schengen area by 2025
Residence program
Temporary residence through €150,000 property or a company.
Citizenship program
No citizenship by investment. Naturalisation after 10 years of legal residence.
Investment name
Temporary residence through property or company
Minimum Investment
- €150,000 in real estate (tax-assessed value)
- Company route: directors holding 51% or more must pay at least €5,000 tax a year.
- The property permit lasts one year, is renewable, and does not allow work.
Rules changed on 17 January 2026. EU and EFTA citizens are reported to be exempt from these minimums.
Qualifying Investments
- Real estate from €150,000 (tax-assessed value)
- Company ownership
Visa type
Temporary residence permit
Processing time
Varies. Contact us for current timing.
Permanent residency
After 5 years. Sources differ on whether property permits count.
Montenegro citizenship
After 10 years of residence
Dual nationality
Restricted. Dual citizenship is only possible in some cases.
Last reviewed November 2026. Programme rules change often, so confirm details with us before investing.