Andora is the 6th smallest principality country surrounded by Spain and France. Andora an offshore financial sector experiencing steady growth in construction, real estate, tourism. The country has good living standards, proximity to spain and france, low costs and taxation. Andorra is an innovative country in the technology fields and the country has 100% fibre optic connectivity. Euro is widely used in Andorra as defacto currency. The official language is Catalan, although Spanish, Portuguese widely spoken. Andorra is not a member of European Union and Schengen area.
Residence program
Passive residence from €1 million in assets, plus €50,000 deposit.
Citizenship program
No citizenship by investment. Naturalisation after 20 years of legal residence.
Investment Name
Category C Passive Residence visa (permanent residency)
Category C Active Residence visa (permanent residency)
Minimum Investment
€1,000,000 in Andorran assets for passive residence (raised from €600,000 by Law 2/2026), plus €50,000 deposit.
Qualifying investments
The following investment qualifies for passive residency (no work allowed)
- €1,000,000 in Andorran assets or €800,000 in property, plus €50,000 refundable deposit. A €400,000 housing fund option is also reported.
The following investment qualifies for active residency (work allowed)
- Direct foreign investment (€400,000)
- Real estate (€400,000)
- Portfolio investments
- Joint investments (€400,000)
Visa Type
Visa or residence permit (work not allowed)
Permanent Residency
After 10-year permits from year 7
Minimum Residency Requirements
90 days
Andorra citizenship
After 20 years of residence
Andorra Passport
Andorra passport is one of the best travel documents in the world. No visa required to EU, UK, almost entire North America and South America.

Taxes
Standard tax rate of 10% (personal, corporate)
- 10% income tax
- No income tax on the worldwide income,
- No inheritance or gift taxes,
- No wealth tax,
- No capital gains tax
- The corporate tax in Andorra is 10%.
VAT
4% on goods and services
Dual Citizenship
Not allowed
Processing time
2–4 months
Last reviewed November 2026. Programme rules change often, so confirm details with us before investing.